#118-3 1052 RAT BAY Road - Photo 1
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OtherActive

#118-3 1052 RAT BAY Road

Lake of Bays, ON P1H 2J6

$42,500

+ $427.25/mo maintenance

2

Bedrooms

2

Bathrooms

1

Kitchens

900-999

Sqft

4

Parking

About This Property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 3 for this cottage starts on July 10, 2026. Weeks for 2026 will start on January 9, March 20, April 17, July 10 (core week), and September 4. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Property Details

MLS® NumberX10897914
Property TypeOther
StatusActive
TransactionFor Sale
BalconyNone
ExposureSouth
GarageNone
LockerNone
Heat SourcePropane
Heat TypeBaseboard
CoolingWall Unit(s)
Building Name118 Algonquin
Cross StreetFrom Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Tax Year2024
Last UpdatedJanuary 14, 2026

Interior Features

Water Heater

Maintenance Fee Includes

Heat IncludedHydro IncludedWater IncludedCommon Elements IncludedParking IncludedCondo Taxes Included
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Data provided by Toronto Regional Real Estate Board (TRREB). Not intended to solicit clients already under contract.

$42,500

+ $427.25/mo maintenance

Listed by: Chestnut Park Real Estate

Listing Info

MLS® #X10897914
CityLake of Bays
Postal CodeP1H 2J6
UpdatedJanuary 14, 2026
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