#108-8 1052 RAT BAY Road - Photo 1
1 / 60
OtherActive

#108-8 1052 RAT BAY Road

Lake of Bays, ON P1H 2J6

$34,500

+ $427.25/mo maintenance

2

Bedrooms

1

Bathrooms

1

Kitchens

900-999

Sqft

4

Parking

About This Property

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Property Details

MLS® NumberX10898413
Property TypeOther
StatusActive
TransactionFor Sale
BalconyNone
ExposureSouth
GarageNone
LockerNone
Heat SourcePropane
Heat TypeBaseboard
CoolingWall Unit(s)
Building Name108-8 Algonquin
Cross StreetFrom Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Tax Year2023
Last UpdatedMarch 19, 2026

Interior Features

Water Heater

Maintenance Fee Includes

Cable TV IncludedHydro IncludedCAC IncludedHeat IncludedBuilding Insurance IncludedCommon Elements IncludedParking Included
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Data provided by Toronto Regional Real Estate Board (TRREB). Not intended to solicit clients already under contract.

$34,500

+ $427.25/mo maintenance

Listed by: Chestnut Park Real Estate

Virtual Tour

Listing Info

MLS® #X10898413
CityLake of Bays
Postal CodeP1H 2J6
UpdatedMarch 19, 2026
Back to listings