1052 Rat Bay Rd 109-7 Road - Photo 1
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1052 Rat Bay Rd 109-7 Road

Lake of Bays, ON P1H 2J6

$38,900

+ $427.25/mo maintenance

2

Bedrooms

2

Bathrooms

1

Kitchens

900-999

Sqft

5

Parking

About This Property

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Property Details

MLS® NumberX12017497
Property TypeOther
StatusActive
TransactionFor Sale
BalconyNone
ExposureSouth
GarageNone
LockerNone
Heat SourceElectric
Heat TypeBaseboard
Cross StreetSouth Portage Rd and Rat Bay Rd
Tax Year2026
Last UpdatedFebruary 16, 2026

Interior Features

Water Heater OwnedOther

Maintenance Fee Includes

Heat IncludedHydro IncludedWater IncludedCommon Elements IncludedBuilding Insurance IncludedCondo Taxes IncludedParking Included
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Data provided by Toronto Regional Real Estate Board (TRREB). Not intended to solicit clients already under contract.

$38,900

+ $427.25/mo maintenance

Listed by: Chestnut Park Real Estate

Listing Info

MLS® #X12017497
CityLake of Bays
Postal CodeP1H 2J6
UpdatedFebruary 16, 2026
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1052 Rat Bay Rd 109-7 Road – $38,900 | Lake of Bays | Condlistto.ca